I bought the Samsung S22,256 GB,Black variant. Knox is not available here, nor is Hiya Servive, which works in conjunction with Smart Call, nor is billing in pay services.
But that's just fine with me, the spam and scam protection is completely uninteresting for me, I don't use pay services, the security of forced Knox services is a horror for me.
When the word security is used or advertised, it is meant differently than most users assume.
This device is so much more secure than with these services.
If a customer reads this and doesn't believe it, these services are all available in the Google Store.
Unfortunately, I can't answer this question because I don't use either function. However, Samsung Pay should already work in conjunction with the Wallet app. The S22 is also listed in Samsung KNOX.