Question about Apple iPad Air 11 2025

I have another question about the extended warranty and insurance: we are buying the ipad Air, Apple pencil pro and Apple magic Keyboard. Does the 2-year apple care+ warranty also cover the pencil pro and keyboard? Or do we have to buy the extended warranty for the keyboard separately? What do you recommend: 3 years or 5 years or nothing? Pencil can't be insured separately, can it? Unfortunately, I don't quite understand 👀 Thank you very much for your help and support! 🙏