The phone does have NFC capability, so you can use contactless payments like SumUp. However, the availability of NFC may depend on the market or region, so it is important to check that the version purchased includes this functionality. NFC capability is confirmed in several technical sources and official specifications.
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The Motorola Moto G05 supports dual SIM functionality with two physical nano SIM cards. An eSIM is not possible according to the manufacturer.