Is there only the annual subscription and no longer a full licence? I need Word/Excel from time to time (about 4 times a month) and it's hardly worth the money...

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There are also free opensource alternatives. You may have to get used to them, but they are just as good for your purposes.

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@Anna.mueller97: Yes there is. 1 x without Outlook, called "MS Office Home & Student".
(e.g. https://www.digitec.ch/de/s1/product/microsoft-office-home-student-2019-deutsch-unbegrenzt-1x-windows-mac-os-x-deutsch-office-software-9673334) 
and 1 x with Outlook, called "MS Office Home & Business" (e.g. ) 
(e.g. https://www.digitec.ch/de/s1/product/microsoft-office-home-and-business-2019-deutsch-unbegrenzt-1x-windows-mac-os-x-deutsch-office-softwa-9673213)
Make sure you choose the language. These purchase versions can only be used legally on 1 single device. Purchase versions have no expiry date and cost only once. Purchase versions also do NOT come with an installation medium (CD/DVD). You must always download and install the software directly online from Microsoft. A Microsoft account is also absolutely necessary for this.

Answer

[Microsoft Office Home & Student 2019 Deutsch (Unbegrenzt, 1x, Windows, Mac OS X, Deutsch)](https://www.digitec.ch/de/s1/product/microsoft-office-home-student-2019-deutsch-unbegrenzt-1x-windows-mac-os-x-deutsch-office-software-9673334)

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Is there only the annual subscription and no longer a full licence? I need Word/Excel from time to time (about 4 times a month) and it's hardly worth the money...

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