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Online shopping without a credit card – it just got even easier with Migros Bank E-Pay

The digitec.ch online store now accepts E-Pay. This new payment solution is aimed at Migros Bank customers and makes credit card payments a thing of the past. Pay for your purchases in just a few clicks and be sure your order is shipped the same day.

With E-Pay, you can pay for purchases made at digitec.ch with your Migros bank account. Simply enter your E-Pay ID at Migros Bank and confirm the transfer in your e-banking account or in the Mobile Banking app. That's it – your purchase is paid for, immediately shipped (if available in stock) and with you the next day!

This is how it works:

  1. Place your purchase in your digitec.ch shopping cart and proceed to checkout.
  2. Select the payment method “Migros Bank” in the payment section.
  3. Enter your E-Pay ID as set in your e-banking account. Click “Save” and then “Submit order". You will immediately receive a payment notice on your defined device.
  4. Open your e-banking account on your defined device (e.g. smartphone) and confirm your purchase by clicking “OK”.
  5. Migros Bank will debit your account accordingly and your purchase is paid for. The payment will be shown in your bank statement. It’s as easy as using your Maestro card to pay for your purchase in a store.

What are the requirements to use E-Pay?

  • You need to be a Migros Bank customer and have a private account, premium account or a current account.
  • Your e-banking contract gives you full access and you do not use a USB stick to access your e-banking account.
  • You have activated the "E-Pay" service in your e-banking account.

How to activate the service in your e-banking account:

  1. Log in to your e-banking account (PC, Mac, laptop, tablet).
  2. Click on “settings”, “additional services” and select “E-Pay”.
  3. Click on the field “register E-Pay ID”. By doing so, you can pay for online purchases with your Migros Bank account.
  4. Select the account you wish to debit.
  5. Define an E-Pay ID.
  6. Select a device (e.g. smartphone) you wish to confirm your bills with.

Are you already a Migros Bank customer? Do you fulfil the requirements and have already activated this service in your e-banking account? Then you can try out the service at digitec.ch right away!

User

Thomas Schneider

My intrinsic motivation is constantly pushing me to outdo myself – whether I’m supervising projects at work, working out in my spare time or setting personal goals. Fun, enthusiasm and conviction are part of my way of life.

5 Comments

User Patrick S. aus B.

@Bebby: Migros ist seit 2015 Mehrheitsaktionär der Digitec Galaxus AG. Es ist also keine Überraschung, wenn die Konzern-Bank gepushed wird. Es wäre noch interessant, welche Transaktions-Kosten anfallen und wie stark diese Zahlungslösung subventioniert wird.

05.08.2016
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User Anonymous

Völlig richtig Patrick. M war schon vor 2015 Minderheitsbesitzer, haben dann 15 die beiden Läden übernommen und nach langem endlich unter einem Dach, aber lustigerweise zwei Brands in den Markt gestellt. Henu.
Was mich stört sind die immer noch absurd hohern Preise, welche man für Kreditkartenzahlungen, PP etc zahlen muss - die 2.5% sind viel zu hoch. Heute. Die Migros zahlt garantiert nicht 2.5% jeder KK-Zahlung an den Zahlungsprovider. Um die 0,4 sind wohl zutreffender. Zeit das anzupassen.

08.08.2016
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User bebby

Auch wenn ich ein Migrosbankkunde bin, so sieht dieses Prozedere extrem kompliziert aus, im Vergleich zu Apple Pay oder Paypal. Alleine die Aktivierung hat 5 Minuten gedauert. Das ist leider eine weitere Insellösung, die nur für ganz wenige Shops und nur mit Migrosbank funktioniert.

05.08.2016
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User jeevanandk

Es ist keine Insellösung, Sofortüberweisung funktioniert darüber auch. Bei Apple Pay und PayPal muss man eine Kreditkarte brauchen und die Rechnung prüfen oder genug drauf laden, das entfällt. Ich finde es jedenfalls sinnvoller als Twint.

08.08.2016
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