Budget Planer deutsch A5 Blumen blau weiss floral | undatiert 1 Jahr |

Simple, intelligent, and lovingly designed! Welcome to your budget planner! With this beautiful book, you will not only keep track of your finances but also set clear goals and learn how to save most effectively. Our budget planner allows you to manage all your income and expenses in detail. By accurately recording your monthly finances, you will get a clear picture of your financial situation. This way, you can better control your spending and identify potential savings. Whether you are on your own or part of a family or couple, our budget planner is flexible and even offers a detailed breakdown of accounts. It is also ideal as a complement to the envelope method. What you can expect in the budget planner includes a detailed guide and glossary, a breakdown of annual and monthly fixed costs, consideration of insurances, standing orders, a gift list, ETF savings plans, an overview of your accounts, setting savings goals, recording monthly income and expenses, tracking weekly and daily expenses including a to-do list, monthly balance and account balance, as well as an annual balance sheet.