Let someone build it for you. the benefits are enormous, and the pc will last you way much longer when you have a self built pc. Medion and all other manufacturers use low end piece of crap motherboards, PSU's and cables, as no one cares about them.
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Yes, you are definitely right. In the past I would not hesitate, but also I would not mind buying a complete package, with a steep discount (e.g. with 2 RX480s in crossfire). I get the impression that you are more likely to get a steeper discount when you buy a bulk of products together than if you buy the parts separately and build it yourself. I am sure that the builders are getting big discounts too, which hopefully the can pass (at least partly) down to the consumer.